Car Loans in Australia

Got your eye on a car? Not enough instant cash available to purchase the car of your dreams? We can help you find a great value car loan. There she goes…slowly… there she goes… back into the small hovel with its door sliding from the ceiling. She’s almost inside…..you can see her rear rather clearly:  red, and dented.

She’s there inside along with the others who, like her, await their final destiny.  Whereto, you cannot say.  She lost her brakes and reached her doom.  She gave you 5 stitches across the forehead, left you heartbroken –must you walk or start taking the commuters’ bus?  Poor feet, they can get swollen by noon.

Your red car’s in the junk pile now, must you get another?

Oh, sure! You are not going to whine about her all day, would you? Don’t you think you deserve a car better than her? You know, you really do… but one thing is keeping you  - CASH.

But who said you can’t get a car loan?

Vehicles are indispensable assets to urban living, to business and to host of other things.  You simply cannot live conveniently without one, today.

Worry not!

A Car Loan is easy.  We make it so. True, lenders will still ask the same questions as the others do, but our queries are geared toward finding a solution for you.  

A few tips:

A car loan is a type of personal loan which can be taken either secured or unsecured (contact us for full details).  Repayment can be scheduled for a period of five (5) years, or shorter. 

In most cases, a down payment is not required but it can help in your loan’s approval chance.    Extra payments on your loan, on top of your scheduled payments, can reduce the term of your loan including the interest charges.

Interest can be at fixed rates or can be variable.

A new repayment option is fast becoming popular.  Simply known as “balloon payment”, it is setting your larger payment at the end of your term while you keep up with the smaller ones at the payment option you have chosen earlier.

This is to further assist you with your car loan.  At the maturity date, you can pay-off the full amount or re-finance your balance and commence paying it within the new period.